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Christmas can be the most wonderful time of the year.  However it usually ends up being the most stressful time of the year as well.  We want to give gifts to everyone we know.  Those gifts should be thoughtful and of course cost money which involves SHOPPING!  Spending money with a deadline, especially when everyone has the same deadline and most especially if money isn’t exactly falling out of your pockets at the moment, can be one of the most stressful- happiness starving activities known to mankind- my opinion :). Continue reading →